Time to think fall energy, just as summer arrives
Who would have thought most of summer so far would feel like fall? From gray skies to rain showers, this summer has not lent itself to fun in the sun, at least until now.
As the rest of the country could not seem to drop below 80 degrees, we have had only four days where the thermometer passed that. On these cool gray days, if you’re like me, you probably considered turning your heat on, if only to take the chill out of your house.
Maybe one good thing to come out of this is a reminder that the real cold-weather season is approaching and it’s a good time to prepare your home for the winter ahead. Many Islanders are doing just that. Since its launch in March, RePower Bainbridge has performed over 1,000 free Home Energy Check-Ups on Bainbridge and transitioned homeowners from “wanting to be more efficient” to actually being more efficient and reducing energy costs.
Puget Sound Energy and RePower Bainbridge make the transition easier by offsetting a homeowner’s out-of-pocket costs and providing cash-back incentives for qualifying improvements. RePower Rewards help sweeten the deal, providing a $400 bonus in addition to regular incentives through Dec. 31, 2011.
Add in federal tax credits and special deals from RePower’s trade allies, and in some instances, you may triple the amount of cash back you’ll receive. These great incentives, plus an energy-efficiency loan from Kitsap Credit Union with low interest rates, make it a win-win situation.
Fellow Islander George Jarecke took advantage of the program earlier this year and started seeing the savings immediately.
Jafeke said: “We’ve followed RePower Bainbridge’s suggestions, including the installation of a ductless heat pump, which is more efficient than our old system, more effective, and quieter. The savings were immediate and substantial. In the first billing period, our use was down approximately 25 percent. Lately, the decrease has been more like 50 percent. And Puget Sound Energy sent us $800 for installing the heat pump, bringing down its already low cost. In the end, we’re saving both energy and money which ought to warm the heart of even the most skeptical observer.”
RePower provides the resources—financial and otherwise—to help families make improvements and achieve long-term efficiency. It’s a motivator for positive change and it affects us on an individual and community level. We’ve reduced energy use and costs, and we’ve helped local contractors with increased business through our referrals.
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These great incentives, plus an energy-efficiency loan from Kitsap Credit Union with low interest rates, make it a win-win situation. Fellow Islander George Jarecke took advantage of the program earlier this year and started seeing the savings
Ohio Credit Unions Hit By Debit Card Fraud | NCX Group
JUNE 21, 2011
Article courtesy of Credit Union Times
By Natasha Chilingerian
Several credit unions in Northeast Ohio, including the Cleveland-based, $311 million Century Federal Credit Union, were affected by a debit card fraud breach that began in April, according to reports from the suburban North Olmsted Police Department.
Police reports indicate that criminals made fraudulent purchases from six Century FCU accounts, as well as from two accounts at the Cleveland-based, $180 million Firefighters Community Credit Union, two accounts at the Parma, Ohio-based $100 million PSE Credit Union, one account at the Cleveland-based, $36 million Steel Valley Federal Credit Union and one account at the Akron, Ohio-based, $180 million GenFed Credit Union.
Century President/CEO Tony Coniglio told Credit Union Times that more than just six of his members were affected – the CU has received reports of fraud from about 200 of its 26,000 members to date.
Coniglio said Century Federal CU has issued refunds to all members that fell victim to fraud, including any fees they incurred.
“This is very unusual, and it’s the first time it’s happened to us,” Coniglio said.
Criminals reportedly obtained account numbers through a retailer and then created counterfeit debit cards to make purchases, Coniglio said.
According to police reports, fraudulent purchases were made in locations across the U.S., including California and Alabama, and took place at a number of large retailers including Target, Wal-Mart, Best Buy, Belk and Victoria’s Secret. Banks affected by the breach include Charter One Bank, Ohio Savings Bank, Dollar Bank and Huntington Bank, reports state.
Cleveland’s The Plain Dealer newspaper listed two other credit unions that were hit by the breach: The $34 million, Cleveland-based, First Class Credit Union (formerly Cleveland Postal Employees Credit Union) and the Walton Hills, Ohio-based, $98 million Best Reward Credit Union.
Best Reward Credit Union President and CEO John Shirilla said he could not confirm a breach at his institution.
“All I know for a fact is that we did not suffer a breach, and I’m assuming that our name ended up in the paper because it was listed on a police report obtained by the writer,” Shirilla said.
The Cleveland Electronic Crimes Task Force, a division of the U.S.
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Pse Credit Union, Parma, Ohio
The credit union has 22,319 members and assets of $93 million